Happy Honda Days · Black Friday All Month Long
Black Friday All Month Long during Happy Honda Days at Pena Bender Honda
Clovis, New Mexico · Last updated November 8, 2026
At Pena Bender Honda in Clovis, NM, Black Friday runs all of November during Happy Honda Days. Well-qualified buyers can finance a 2026 Ridgeline from 1.99% APR, a 2026 Pilot from 3.49% APR, or a 2026 Accord or Civic Sedan at 3.99% APR through Honda Financial Services, lease a 2027 HR-V for $269 a month, and defer their first payment up to 90 days.
Black Friday isn't one day here. Instead of a single-day rush, the savings run the whole month and sit right alongside Honda's Happy Honda Days offers, so you can shop on your schedule.
Shop new Honda inventory See all new vehicle specials
What are the Black Friday Honda offers in Clovis, NM this November?
These are the current Honda Financial Services offers at Pena Bender Honda for well-qualified buyers. Rates, terms and end dates come from Honda; full disclaimers are listed below the table.
| Model | Offer | Term | Ends | In stock |
|---|---|---|---|---|
| 2026 Honda Ridgeline | 1.99% APR · 2.99% APR · 3.99% APR | 24–36 mo · 37–60 mo · 61–72 mo | January 4, 2027 | See Ridgeline inventory |
| 2026 Honda Pilot | 3.49% APR · 5.49% APR | Up to 36 mo · 61–72 mo (select states, incl. NM) | January 4, 2027 | See Pilot inventory |
| 2026 Honda Accord Sedan | 3.99% APR (excludes Hybrid) | Up to 60 mo | January 4, 2027 | See Accord inventory |
| 2026 Honda Civic Sedan | 3.99% APR (excludes Si, Type R, Hybrid) | Up to 60 mo | November 30, 2026 | See Civic inventory |
| 2027 Honda HR-V LX 2WD | $269/mo lease, $3,599 due at signing; or 5.49% APR | 36 mo lease · up to 48 mo finance | January 4, 2027 | See HR-V inventory |
Looking for more? See every current offer on our new Honda vehicle specials page.
What is Honda's 90 Days to First Payment program?
Honda's 90 Days to First Payment program lets qualified buyers who finance a new Honda through Honda Financial Services delay their first monthly payment by up to 90 days. You take the car home now and start paying about three months later. Interest still accrues during the deferral.
No payments for up to 90 days
Your first payment can come about three months after you sign, which gives you breathing room through the holidays.
New Honda models through HFS
The deferral applies to new Honda models financed with Honda Financial Services. Some trims, special editions or offers may not qualify.
Works with Happy Honda Days
It can pair with Happy Honda Days and Black Friday All Month Long financing, so you can combine a low APR with a later first payment where both apply.
What to know before you use the 90-day deferral
- Interest starts on day one. Payments are deferred, interest is not. Interest accrues from the contract date and is added to the balance when payments begin.
- Credit approval is required. Approval comes from Honda Financial Services. Stronger credit generally improves the odds, and not every buyer will qualify.
- It's for retail financing. The deferral applies to financed purchases, not leases. Ask us before you choose between leasing and financing.
- Not every model or state qualifies. Some vehicles and offers are excluded, and some states handle payment deferral differently.
Example: how the payment deferral works
Say you finance a new Honda through Honda Financial Services on November 15. With the 90-day option, your first payment is due in mid-February instead of mid-December. Interest builds from November 15 and is added to what you owe, so your payments start on a slightly larger balance. Our finance team shows the exact numbers for your vehicle, rate and term before you sign.
Who should consider 90 days to first payment?
- Buyers who want to keep cash free over the holidays
- Anyone timing a purchase around a bonus, tax refund or new job
- Drivers replacing a vehicle now who'd rather start payments in the new year
Why shop Black Friday at Pena Bender Honda?
- Shop pricing online first. Browse new Honda inventory and pricing online, then come in ready to drive.
- All month, not one day. Black Friday All Month Long runs through November 30 alongside Happy Honda Days.
- Local in Clovis. Shop new Honda inventory, value your trade and talk financing with our team on Mabry Drive.
Shop new Honda inventory Value your trade View all specials
Shopping from Portales, Amarillo, Lubbock or nearby?
Pena Bender Honda is at 3000 Mabry Drive in Clovis, New Mexico. It is the nearest Honda dealership for Portales, Cannon Air Force Base and Texico, and an easy drive from the Texas Panhandle and South Plains. You can browse inventory, value your trade and start financing online before you make the trip.
| Coming from | Distance to Clovis |
|---|---|
| Cannon AFB, NM | About 7 miles |
| Texico, NM and Farwell, TX | About 10 miles |
| Portales, NM | About 19 miles |
| Muleshoe, TX | About 45 miles |
| Fort Sumner, NM | About 60 miles |
| Hereford, TX | About 70 miles |
| Tucumcari, NM | About 85 miles |
| Lubbock, TX | About 100 miles |
| Amarillo, TX | About 105 miles |
Make the drive count
- Pick your vehicle first. Shop new Honda inventory online and ask us to confirm the exact vehicle is on the lot before you leave.
- Value your trade at home. Get a starting number with our trade-in tool so there are no surprises when you arrive.
- Confirm your offer. Honda offers can vary by region and residency, so ask our finance team which Black Friday and Happy Honda Days offers apply to you before you drive in.
Black Friday and Happy Honda Days FAQ
When does Black Friday All Month Long end at Pena Bender Honda?
Black Friday All Month Long runs through November 30, 2026. Several Happy Honda Days financing offers, including Ridgeline, Pilot, Accord and HR-V, run through January 4, 2027.
Can I combine Black Friday financing with 90 days to first payment?
In many cases, yes. Both run through Honda Financial Services. Eligibility depends on the model, the offer and your credit, and we'll confirm what combines for your vehicle.
Does interest accrue during the 90-day deferral?
Yes. Interest begins on the contract date and is added to your balance when payments start.
Can I lease and still defer my first payment 90 days?
No. The 90-day deferral applies to retail financing through Honda Financial Services, not leases.
What is Happy Honda Days?
Happy Honda Days is Honda's year-end sales season. At Pena Bender Honda it runs November 3, 2026 through January 4, 2027, with special financing and lease offers on new Honda models.
Who qualifies for the advertised Honda APR offers?
The advertised rates are for well-qualified buyers on approved credit through Honda Financial Services. Buyers with lower credit ratings may receive higher rates.
I live in Amarillo or Lubbock. Can I buy from Pena Bender Honda?
Yes. Shoppers from Texas regularly buy in Clovis. Taxes and registration follow the rules of the state where you register the vehicle, and our team explains what applies to you before you sign.
Do the Black Friday Honda offers apply if I live outside New Mexico?
Honda Financial Services offers can vary by region and residency. Call or message our finance team with your ZIP code and the model you want, and we will confirm which offers you qualify for before you make the trip.
How far is Pena Bender Honda from Portales?
About 19 miles. Pena Bender Honda is at 3000 Mabry Drive in Clovis, the nearest Honda dealership for Portales shoppers.
Offer details and disclaimers
2026 Ridgeline: Available on approved credit through Honda Financial Services, 1.99% APR for up to 36 months on select new and unregistered 2026 Honda Ridgeline models through 1/4/2027, for well-qualified buyers. 2.99% APR for 37-60 months and 3.99% APR for 61-72 months also available for well-qualified buyers. Example: 10% down payment, 36 months financing at $28.64/month per $1,000 financed. Not all buyers will qualify. Higher financing rates apply for buyers with lower credit ratings. Actual down payment may vary. Dealer participation may affect actual payment. Dealer sets actual prices. See participating dealers for details.
2026 Pilot: Available only for residents of AK, AL, AR, DC, GA, ID, IL, KS, LA, MD, MO, MS, MT, NC, NM, OK, OR, SC, TN, TX, VA, WA, WV, WY. Available on approved credit through Honda Financial Services in select states only. 3.49% APR for up to 36 months on select new and unregistered 2026 Honda Pilot models through 1/4/2027, for well-qualified buyers. 5.49% APR for 61-72 months also available for well-qualified buyers. Not all buyers will qualify. Higher financing rates apply for buyers with lower credit ratings. Actual down payment may vary. Dealer participation may affect actual payment. Dealer sets actual prices. See participating dealers for details.
2026 Accord Sedan: Available on approved credit through Honda Financial Services, 3.99% APR for up to 60 months on select new and unregistered 2026 Honda Accord Sedan models through 1/4/2027, for well-qualified buyers. Excludes Hybrid models. Not all buyers will qualify. Higher financing rates apply for buyers with lower credit ratings. Actual down payment may vary. Dealer participation may affect actual payment. Dealer sets actual prices. See participating dealers for details.
2026 Civic Sedan: Available on approved credit through Honda Financial Services, 3.99% APR for up to 60 months on select new and unregistered 2026 Honda Civic Sedan models through 11/30/2026, for well-qualified buyers. Excludes Si, Type R and Hybrid models. Not all buyers will qualify. Higher financing rates apply for buyers with lower credit ratings. Actual down payment may vary. Dealer participation may affect actual payment. Dealer sets actual prices. See participating dealers for details.
2027 HR-V LX 2WD: Available only for residents of AK, AZ, CO, ID, MT, ND, NE, NM, NV, OR, SD, UT, WA, WY. Includes down payment, no security deposit required; excludes tax, title, license and dealer fees. For well-qualified customers. Standard color shown; premium colors not included in advertised price. Closed-end lease for 2027 HR-V LX 2WD CVT available through 1/4/2027, to approved lessees by Honda Financial Services in select states only. Total Suggested Retail Price $28,150.00 (includes MSRP and destination; excludes tax, title, license, registration, dealer-installed accessories, insurance). Actual net capitalized cost $24,415.93. Total monthly payments $9,684.00. Option to purchase at lease end $18,860.50. Lessee responsible for maintenance, excessive wear/tear and up to 20¢/mi. over 10,000 miles/year. 5.49% APR for up to 48 months on select new and unregistered 2027 Honda HR-V models through 1/4/2027, for well-qualified buyers. Dealer participation may affect actual payment. Dealer sets actual prices. See participating dealers for details.
90 Days to First Payment: On approved credit through Honda Financial Services for qualified buyers. Retail financing on select new Honda models; not available on leases. Interest accrues from the contract date. Not all buyers, models or offers qualify; some states restrict payment deferral. Program dates and terms set by Honda Financial Services. See dealer for details.
